How do I register for Account Online?
It’s easy. You can sign up now for access. searscard.com
What are the benefits of Account Online? searscard.com
By signing up for Account Online, you’ll enjoy fast and secure access to your account information any time online.
- Review recent statements
- Schedule payments
- Pay your bill online
- Update your account profile
- Download easy-to-read reports
Is there a fee for Account Online?
No. Account Online is a free benefit.
If I register for Account Online, will I still receive paper statements in the mail?
Yes. Paper statements will still be sent to your mailing address on file
New Cards
Will a new card automatically be sent to me when my card expires?
Your account status is reviewed at the time of expiration. If it is open and in good standing, a new card(s) is automatically sent to you if you qualify. A new card(s) is sent to you prior to the expiration date so you will have it when the old one expires.
The FQA Refer from www.searscard.com
AccountCare®
Do I have to pay for AccountCare when I don’t have a balance on my account?
You only pay when you have an Account Balance shown on your billing statement. If you pay your Account Balance before the Billing Cycle Closing Date shown on your statement, you will not be charged for AccountCare.
Learn more about the optional AccountCare program costs. searscard
Does it cost anything additional to have extra coverage for another authorized user?
AccountCare provides protection for an authorized user at no additional cost. To be eligible, the authorized user must be a spouse or domestic partner, must reside in your household, and must be at least 18 years old.
Refer to your Program’s Terms & Conditions.
How can I find out if I am eligible?
AccountCare is available to Sears cardmembers of Citibank who are in good standing as determined by Citibank.
You can learn more online about AccountCare. Or, if you would like to have information sent to you, write to us by signing on to Account Online (first-time users need to register first) and going to the Help / Contact Us tab and selecting Send a New Message.
The FQA Refer from www.searscard.com
How to Apply for a Sears Credit Card
If Sears is one of your favorite department stores to shop then chances are you may benefit from obtaining a SearsCard Although these cards traditionally have high interest rates, you can get substantial overall discounts if you pay the balance
in full every month. Applying for a Sears card is really easy, but getting approved for the card may not be so easy for people with less than perfect credit.
Instructions
Step 1 : Decide which type of card to apply for. Sears offers more than one type of credit card to consumers as well as to businesses. If you don’t know which Sears card you want to apply for then submit an application and if you are approved you will receive the most appropriate credit card with regards to your creditworthiness (visit : www.SearsCard.com)
Step2 : Apply at the counter at a Sears store. Clerks at Sears can take a credit application right from you and may even receive an instant reply. If you are approved you may be able to use the credit line immediately, but if you aren’t approved you will receive a letter in the mail explaining the reason for the denial. Don’t panic if the clerk isn’t able to give you an instant approval because sometimes the inquiry system is down and the credit decision can’t be made on the spot.
Step3 : Fill out a paper application and mail it in. This is a good option for someone who does not feel comfortable with standing at a Sears counter and giving personal information to the salesperson. This method will take longer than other methods, but it is still an option. visit : www.SearsCard.com
Step4 : Apply online. It’s possible to get an instant credit decision when applying online. Since the cards are issued through Citibank it will be the Citibank website that accepts the approval instead of the Sears website, so be sure to apply for the correct card. The Citibank website is a secure site. visit : www.SearsCard.com
Step5 : Apply over the phone. You can apply for a Sears card by calling (877) 319-7904. Be prepared to answer questions regarding your personal financial information. It is possible to receive an instant credit decision by applying over the phone, and in some instances you may get immediate access to a credit line and not have to wait for your card to arrive in the mail.
Please visit : www.SearsCard.com
Resource : ehow.com